Take Control of Your Finances in Holt, Battle Creek, Portage and Lansing, MI

We’ll walk you through the process of filing for Chapter 7 bankruptcy

We’ll walk you through the process of filing for Chapter 7 bankruptcy
Are collection agencies beating down your door? Wood & Associates PLLC offers free consultations to find out if filing for Chapter 7 bankruptcy is right for you. The most common form of bankruptcy for individuals, Chapter 7 discharges unsecured debt when you are unable to make payments. Chapter 13 bankruptcy is ideal for people who are able to pay back a portion of their debts. With Chapter 7, you can be relieved of debt from:

  • Credit cards
  • Medical bills
  • Personal loans


Our bankruptcy attorney will examine your income, assets and expenses to determine if filing for Chapter 7 bankruptcy is your best option. Because bankruptcies remain on your credit report for 10 years, they have a lasting impact on your ability to obtain credit. Contact Wood & Associates PLLC for more information about Chapter 7 bankruptcy in the Holt, Battle Creek, Portage and Lansing, MI areas.

Learn the advantages of filing as an individual vs. jointly

At Wood & Associates PLLC, we will also discuss the advantages and disadvantages of filing for Chapter 7 jointly as a couple or as an individual. For many couples, joint filing will protect more of your property and discharge more of your debts. Get the advice you need by calling Wood & Associates PLLC today.